Your Trusted Mortgage Partner for Every Step Home

Your Trusted Partner for the Right Mortgage
Home financing made simple, personal, and stress-free. Whether you’re buying your first home, refinancing, or investing in real estate, Cole Boren provides personalized mortgage solutions and expert guidance from application to closing.
Proudly serving Nevada, Utah, Arizona, California, Colorado, Florida, North Carolina & Missouri.

Building Better Home Financing Solutions

Personalized Mortgage Guidance You Can Count On

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Pre-Approval Letter

Find out how much home you can afford by getting pre-approved.

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Pre-Approval Letter

Find out how much home you can afford by getting pre-approved.

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Analyze Your
Loan Options

This free calculator crunches the numbers for you.

Analyze Your
Loan Options

This free calculator crunches the numbers for you.

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Mortgage Rates

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Mortgage Rates

Browse today's rate comparisons easily.

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Why Homebuyers Choose Cole Boren

Finding the right mortgage is about more than securing a competitive rate—it’s about working with a lending professional who understands your goals and provides personalized guidance throughout the process. Cole Boren is dedicated to helping every client make informed decisions with clear communication, dependable service, and financing solutions tailored to their unique needs.

Personalized Mortgage Guidance

Every borrower receives one-on-one support, ensuring your financial goals, questions, and concerns are addressed with personalized recommendations throughout the lending process.

Fast & Efficient Loan Process

We work diligently to keep your mortgage moving forward, providing timely updates, organized communication, and a streamlined experience from application to closing.

Honest Communication

You'll always know where you stand. We believe in transparency, providing straightforward answers and clear explanations at every stage of your mortgage journey.

Flexible Financing Solutions

With access to a variety of mortgage products, we help match borrowers with financing options that best fit their homeownership and financial goals.

Licensed Across Multiple States

Serving clients in Nevada, Utah, Arizona, California, Colorado, Florida, North Carolina, and Missouri, we provide trusted mortgage guidance across multiple markets.

Dedicated Customer Service

Our commitment doesn't end when your loan closes. We're here to answer questions, provide ongoing support, and help with future mortgage needs whenever they arise.

Mortgage Solutions Designed Around You

Your mortgage should support your long-term financial goals while making homeownership more achievable. Whether you’re purchasing your first home, refinancing an existing mortgage, or investing in additional properties, every recommendation is tailored to your individual circumstances and future plans.

Navigating the modern mortgage landscape requires finding a financing option tailored to your specific financial situation and homeownership goals. Standard options like low down payment FHA mortgages and traditional conforming conventional home loans offer reliable, flexible terms for many buyers. Military service members and veterans can take advantage of zero-down VA home financing, while buyers pursuing higher-value properties can secure competitive funding through specialized jumbo loan programs. If you are just starting your journey, exploring dedicated resources for first-time homebuyer guidance can help simplify every step of the mortgage process from pre-approval to closing.

For homeowners and real estate investors looking for specialized or alternative strategies, tailored loan products provide unique solutions. Real estate investors often rely on DSCR loan options to qualify based on property cash flow rather than personal income, while self-employed borrowers benefit from bank statement mortgage qualifying to verify revenue without standard tax returns. Existing homeowners looking to tap into built-in equity can access flexible credit lines through a home equity line of credit (HELOC), or finance property upgrades and updates using fix-and-finish renovation loans. For a comprehensive strategy that combines home financing and banking into a single fluid structure, an All-In-One loan account allows you to pay down principal faster while maintaining access to your capital.

Home Purchase Expertise

Receive knowledgeable guidance throughout every stage of the buying process, from pre-approval to closing, making your home purchase as smooth as possible.

Refinance Opportunities

Explore refinancing options that may help lower your monthly payment, adjust your loan term, or access your home’s available equity based on your financial objectives.

Investment Property Financing

From first-time investors to experienced real estate professionals, we provide financing solutions designed to support long-term investment success.

Testimonials

    
 
 
       Posted on Google  
   
   Tatiana Sanders 
 
 
 
 Trustindex verifies that the original source of the review is Google. ⭐⭐⭐⭐⭐

Working with David was an absolute pleasure from start to finish. As a Realtor, I work with many lenders, and I can confidently say that David stands out for his communication, professionalism, and ability to get things done.

Throughout the entire transaction, he kept both myself and our client informed every step of the way. What impressed me most was that he consistently stayed ahead of deadlines and often completed tasks well before they were due, something that is rare in this industry.

His attention to detail, responsiveness, and commitment to providing an exceptional experience made the process smooth and stress-free for everyone involved. He was always available to answer questions, provide updates, and find solutions when needed.

David truly became part of our team and played a huge role in making this transaction such a success. My client and I are incredibly grateful for his hard work, dedication, and expertise. I cannot express enough gratitude for everything he did to help make this deal happen.

I highly recommend David to anyone looking for a knowledgeable, reliable, and proactive lender. I look forward to working with him again on many future transactions.
  
 
      Posted on Google  
   
   jazmine mills 
 
 
 
 Trustindex verifies that the original source of the review is Google. David was amazing to work with . He offered consistent communication and updates throughout the process and always explained   Every step in detail to assure me of the process . His team was able to offer lower interest rates than others and do in house underwriting . I appreciate david and his team for help making my dream of owning a home come true.  I’d. definitely recommend and may even be back in the market for another purchase in the future with them .
  
 
      Posted on Google  
   
   Kam Cortez 
 
 
 
 Trustindex verifies that the original source of the review is Google. David and his team were amazing! They had great communication and explained everything to me. They kept me updated on the loan which I appreciated and every time I had a question they were quick to respond to me. Thank you!!
  
 
      Posted on Google  
   
   Ana Quintero 
 
 
 
 Trustindex verifies that the original source of the review is Google. The best in Texas!
  
 
      Posted on Google  
   
   The Medranos 
 
 
 
 Trustindex verifies that the original source of the review is Google. The DC Lending Team? ICONIC.  I walked in nervous and walked out a proud homeowner with keys in one hand and peace of mind in the other. David and the crew made the process way easier than I ever imagined!

They broke everything down, got me an amazing grant, and were always just a quick message away. Plus… bilingual? Yup. No confusion, no chaos, just good vibes and people who actually care.

If you’re thinking about buying a home and don’t know where to start, start here. DC Lending Team = the real MVPs. 🏡✨. THANK YOU!
  
 
      Posted on Google  
   
   jamail blunt 
 
 
 
 Trustindex verifies that the original source of the review is Google. I am so thankful for David Craig and his team for helping me get my dream house for me and my family. Before meeting him I was nervous because I didn’t know anything, and after talking to him, he educated me on everything that I needed to do and walked with me throughout the process. I recommended him to others in my family and he did the same thing to them as he did for me. David Craig and his team definitely deserved a 5 star rating from me
  
 
      Posted on Google  
   
   Lauren Cunningham 
 
 
 
 Trustindex verifies that the original source of the review is Google. Don't miss working with David!  He is so helpful and a great Loan Officer!
  
 
      Posted on Google  
   
   Alejandra 
 
 
 
 Trustindex verifies that the original source of the review is Google. We had a fantastic experience working with David! He was incredibly kind, patient, and made the entire home-buying process feel so easy and stress-free. His knowledge and support guided us every step of the way, and we’re so grateful for his help in finding our perfect home!
  
 
      Posted on Google  
   
   meagan morales 
 
 
 
 Trustindex verifies that the original source of the review is Google. CMG and David were amazing to work with
  
 
      Posted on Google  
   
   Stefanie Morales 
 
 
 
 Trustindex verifies that the original source of the review is Google. Loved working with David and his team